Destinfirst offers many different financing plans whether you are buying, building or remodeling your home. All residential real estate loans are locally underwritten and processed by our in-house professionals.

The following residential real estate loans are available at Destinfirst:

Home Mortgage Loans

Destinfirst offers conventional residential mortgage loans for owner-occupied homes, secondary vacation homes, and investment homes. These loans are competitively priced at prevailing market conditions and include Refinance, Jumbo Loans, VA Loans, Interest Only Loans, Lot Loans, Construction/Perm Loans, Stated Income - No Doc Loans

Home Equity Loans / Lines of Credit

Destinfirst offers home equity loans and lines of credit based on the appraised value of the home, less the amount of the first mortgage. The home equity line is accessed by special equity line checks. You can simply write an equity line check at anytime up to the available balance on the line.

Construction Loans

Destinfirst offers construction loans for owner-occupied homes, secondary vacation homes, and investment homes. Loan proceeds are funded as construction progresses, which is monitored through routine site inspections. These loans are competitively priced at prevailing market conditions.

Construction/Perm Loans

Destinfirst offers construction/perm loans for owner-occupied homes, secondary vacation homes, and investment homes. Loan proceeds are funded as construction progresses, which is monitored through routine site inspections. After completion of construction, the loan is converted to a permanent loan facility. These loans are competitively priced at prevailing market conditions.

Residential Lot Loans