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:: Personal Banking

You will find that banking with Destinfirst is truly a valuable experience. We strive to make banking convenient for our customers by offering a complete range of services to meet an assortment of needs. We have created Checking and Savings accounts that include Free ATM/Debit Cards, Free Internet Banking, Free Foreign ATM, and various account minimums. Please review the list of options to find the service that works best with your lifestyle.

Basic Checking Interest Checking
Regular Checking Money Market Account
Senior Checking Savings Account
Student Checking  

Grace Chua


Basic Checking

  • $100.00 to open
  • $1,000 average collected balance in a related savings account to avoid $5.00 monthly service charge
  • Unlimited check writing
  • 1st order of checks FREE
  • FREE ATM/Debit Card
  • FREE Internet Banking
  • FREE Foreign ATM
  • Monthly statement

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Regular Checking

  • $100.00 to open
  • $500.00 minimum daily collected balance in this account or $1,000 average daily collected balance in this account or $2,000 average collected balance in a related savings account to avoid $7.00 monthly service charge
  • Unlimited check writing
  • FREE ATM/Debit Card
  • FREE Internet Banking
  • FREE Foreign ATM
  • Monthly statement with check images

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Senior or Better (50+)

  • $100.00 to open
  • $100.00 minimum daily collected balance to avoid $5.00 monthly service charge
  • Maintain a minimum daily collected balance of $1,000 in the account each day to obtain the disclosed annual percentage yield (APY)
  • Unlimited check writing
  • FREE ATM/Debit Card
  • FREE Foreign ATM
  • FREE Traveler’s checks, Money Orders and Cashier’s Checks
  • Monthly statement with check images
  • Discount on safe deposit box

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Student Checking
FREE account if linked with parent’s account up to age 19. Parent signature will be required on account if student is under 18 years of age.

  • $50.00 to open
  • Unlimited check writing
  • 1st order of checks FREE
  • FREE Internet Banking
  • Monthly statement

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Interest checking

  • $100.00 to open
  • $1,000 minimum daily collected balance in this account or $2,000 average collected balance in this account or a $2,500 minimum daily balance in related savings account to avoid $10.00 monthly service charge
  • Unlimited check writing
  • FREE ATM/Debit Card
  • FREE Internet Banking
  • FREE Foreign ATM
  • FREE Traveler’s Checks, Money Orders and Cashier’s Checks
  • Monthly statement with check images

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Money Market

  • $1,000 to open
  • $2,500 minimum average collected balance in money market account to avoid $12.00 monthly service charge and $2,500 minimum daily collected balance to obtain the disclosed (APY)
  • FREE Internet Banking
  • FREE Traveler’s Checks, Money Orders and Cashier’s Checks
  • $10.00 fee will be assessed if more than six preauthorized withdrawals per month, no more than three by check or other payable to third parties
  • Transaction limitations apply
  • Monthly statement with check images

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Savings

  • $100.00 to open
  • $300.00 minimum daily collected balance to avoid $5.00 quarterly service charge
  • $3.00 fee will be assessed if more than six preauthorized withdrawals per quarter no more than three of which may be by checks, or other order payable to third parties
  • Quarterly statement
  • Transaction limitations apply