Business Checking I
- $100.00 to open
- No minimum balance or monthly service charge
- Additional fees: over 200 total items (includes deposits, deposit items, and items paid) $.15 each
- Monthly statement with check images
- FREE Internet Banking with Bill Pay (up to 25 bill payments per month)
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Business Checking II
- $100.00 to open
- $.11 per deposited item
- $.15 per debit item
- $.25 per deposit
- $12.00 monthly service charge
- Service charge is offset by earnings credit based on 90-day Treasury Bill rate
- Monthly statement with check images
- FREE Internet Banking and FREE Bill Pay
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Business Now Account
- $100.00 to open
- $2,000 minimum daily collected balance or $5,000 average daily collected balance to avoid $15.00 monthly service charge
- Over 100 items paid: fee $.25 each over 100 items deposited: fee $.15 each
- Monthly statement with check images
- Eligibility for this account is limited
- FREE Internet Banking and FREE Bill Pay
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Business Money Market Account
- $1,000 to open
- $2,500 minimum daily collected balance in this account or $5,000 average daily collected balance in this account to avoid $10.00 monthly service charge
- FREE Internet Banking and FREE Bill Pay
- $10.00 fee will be assessed if more than six preauthorized withdrawals per month, no more than three by check or other payable to third parties
- Transaction limitations apply
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Business Savings
- $100.00 to open
- $500.00 minimum daily collected balance in this account or $1,000 average daily collected balance in this account to avoid $10.00 quarterly fee
- $3.00 fee will be assessed if more than six preauthorized withdrawals per quarter, no more than three of which may be by checks, or other order payable to third parties
- Transaction limitations apply
- FREE Internet Banking and FREE Bill Pay
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IOLTA Checking
Interest paid monthly to FL Bar - $5.00 handling fee
- $100.00 to open
- $1,000 minimum daily collected balance or $2,000 average daily collected balance to avoid $5.00 monthly service charge
- Interest paid if balance exceeds $1,000 collected balanced
- Additional fees: $.10 per deposited item, $.15 per debit item, $.10 per deposit
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Non-Profit Checking
- $500.00 to open
- $300.00 minimum daily collected balance to avoid $5.00 fee
- Over 50 items paid: $.25 each
- FREE Internet Banking and FREE Bill Pay
- Monthly statement
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Commercial Money Management
Designed for larger companies with greater account volume and higher balances. Receive earnings credits based on a percentage of the 90-day Treasury Bill. This account allows for superior funds management to include the following account services:
Controlled Disbursement Accounts – Maximize earnings potential through a controlled disbursement account. Funds are transferred on a daily basis sufficient to cover any checks or other debits clearing the account. Account balances are kept in a main deposit account receiving earnings credit or interest.
Zero-Balance Accounts – Deposit account is returned to a zero balance on a daily basis. Zero-balance accounts are commonly used as sub-accounts by companies with multiple locations or separate operating and payroll accounts. Deposits in sub accounts are transferred to a main account and checks clearing sub accounts are funded from a main account as needed.
Target Balance Accounts – Similar to a zero-balance account; however, the account returns to a pre-determined balance at the end of each business day.
Sweep Accounts – Leave your money in the bank with our internal sweep account. Funds are swept to a high-yield money market account on a pre-determined basis in order to maximize earnings potential.
Cash Management Online – Destinfirst has a state of the art online cash management system that allows you to view balances, perform account transfers, make loan payments, issue stop payments, perform ACH credit and debit transfers, order wire transfers, make federal tax payments, and create detailed activity reports all from your desktop. Contact a Destinfirst commercial banking representative for more details and product demo information.
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